Harjit Singh Chana (Harj) is a transformation leader and strategic thinker with decades of experience driving large-scale business change, cultural transformation, and operational excellence. He has led high-impact transformations across industries including Professional Services, Outsourcing, Banking, Pharma & Bio-Medical, Petrochemicals, Credit Unions, and Distribution.

Armed with an MBA from the top-ranked Bradford School of Management and a Fellowship at the Chartered Management Institute, Harjit blends academic depth with real-world execution, delivering measurable results in efficiency, organisational change, and business strategy.

As co-host of The Business Bookmark podcast, Harjit is a voracious reader who loves to extract game-changing insights from books and transform them into practical strategies to help leaders navigate complexity, sharpen decision-making, and accelerate success in today’s fast-moving business world.

Howard Montagu is a seasoned business leader with over 25 years of experience driving growth, transformation, and high-performance leadership. Having held key roles as FD, COO, MD, Regional MD, and NED across Europe, he has successfully led businesses through expansion, restructuring, and regulatory challenges across financial services, technology, and professional services. Howard thrives on building powerhouse teams, scaling businesses, and delivering governance excellence, with deep expertise in risk management, strategy, and operational leadership. As the host of The Business Bookmark podcast, he distills game-changing insights from top business books, turning them into real-world strategies that help leaders sharpen decision-making, fuel success, and navigate today’s complex business landscape.